Project Funding
For procuring infrastructure for your business, purchase of equipment or purchase of any other fixed assets
term loans are taken. Projects are analyzed thoroughly by the financial institutions before funding. No
lending for buying land. Land has to be bought by the promoters.
Strong promoter profile of 3-5 years in
same business is very much required. Banks normally fund 75% of the building cost or 75% of the total cost
of the new machinery. Term loans are the standard commercial loans, often used to pay for a major investment
in the business or an acquisition. They run for as long as 10 years and include additional requirements such
as collateral and limits on the amount of additional financial commitments the business may take on.
Term loans are often the best option for established small businesses. If your financial statements are sound
and you're willing to make a substantial down payment, you can receive financing with minimal monthly payments
and total loan costs. The loans are best used for construction, major capital improvements and large capital investments,
such as machinery, working capital and purchases of existing businesses.
We provide full range of services related
to project financing. Provide loan syndication for small, medium and large enterprises from various
industries like manufacturing, infrastructure, trading and service industries.
Based on your business trend and requirement we can arrange right solutions for your working capital requirements by Working
Capital Term Loans. Considering the factors involved in closing a debt funding deal it's always advisable to retain an
expert like us for bank liaising purposes.
Home Loan
Buying a first home could be the largest investment of your life. This is an exciting experience and making
mistakes could be very costly. Your income determines your borrowing capacity. Other debts such as credit
cards, personal loans and other commitments can affect the amount of money you can borrow.
All lenders have
different rules and conditions on your employment status. If you're full-time, part-time, casual or self-employed
most lenders require you to be working for a minimum time in the job. We can compare the rate of interests and
choose the best institution for you with flexible repayment options.
We cater wide range of home loan
products & services like Home Loans, Home Improvement Loans, Home Extension Loans, Loans to professionals
for office or clinic, Home Equity Loans (Loan against Property), Short Term Bridging Loan etc. We can even
get your loan pre-approved prior to choosing the property.
Our Loan Advisory Service will guide you
throughout the mortgage process from start to finish.
Loan against Property (LAP)
Lease Rental Discounting (LRD)
Vendor Financing Schemes
It provides business solutions for small businesses and middle market companies for the acquisition
of equipment and value-added services. It creates tailored equipment and technology financing and
leasing programs for manufacturers, distributors and product resellers, across industries that are
designed to help them increase sales.
Through these vendor- financing programs, financial institutions
provide equipment financing and value-added services, from invoicing to asset disposition, tailored to
their customer's needs. It is an amazing product in which bank pays the vendors of a company. This scheme
is meant for financing SMEs in the manufacturing and service sector, they being actually the vendors of
large corporations or OEMs.
OEMs are effectively run corporate, PSU or MNC. Under this scheme, the bank
ties up with the OEM to facilitate the development of vendor by means of flexible loan assistance. This
loan helps the SME vendor in expansions, diversification and modernization plan.